Stay Protected with Affordable Term Life Insurance

Life insurance is designed to protect your family or someone you care about. That can be in the form of paying off a debt, like a mortgage, replacing your income, leaving an inheritance or for estate planning purposes.

Does everyone need it? No. If you’re single and have no children then no, you do not need life insurance. If you’re married, have no debt and a lot of assets, then it’s doubtful you’ll need life insurance, unless it’s for estate planning purposes.

How much life insurance do you need?

Here is a great way to get started on that number:

1. Look at your total debt, including your mortgage balance.
2. Factor in future expenses such as college for your children.
3. Calculate how much income would need to be replaced and any burial expenses you want to cover.

Does Everyone Need Life Insurance?