Every heard that saying “Keeping up with the Joneses”?

Keeping up with the Joneses is best described as measuring yourself and your material possessions against friends and neighbors. Most of us know that it’s a foolish game to play but yet we still get sucked into it.

I fell into this trap in my late 20’s and early 30’s. Looking back on it, it wasn’t as much that I was trying to measure myself and material possessions against others. Instead, I was trying to prove to a few people back from my childhood that I was going to make something of myself. I wasted a lot of money keeping up appearances.

Thankfully, I didn’t swim in that shit long, but the damage was done. The money I spent was never coming back to me.

Why do we play these games? How do we get sucked into this stuff as adults? My take on it is that it starts in grade school as peer pressure and then manifests itself into a continued pattern of measuring ourselves against others on into the rest of our lives.

It’s a game you can’t win nor should you even want to participate in. There is always going be someone with more material wealth. But who cares?

Not everyone who is wealthy is happy and not everyone who is poor is sad.

We’re better served living your own life and not caring one iota what anyone else has or doesn’t have. We come into this world with nothing and we’re all living this world with nothing because we’re not taking anything with us.

If we’re going to measure anything, let it be happiness and living a full life. Following the Joneses will lead you down a path of emptiness and likely tons of debt.

In the end, Screw the Joneses.  Live your life on your own terms.  Be happy and be free.

Speaking of living free, last week I kicked off a limited time promotion to help folks get on that path.  

First – I have reduced the price of my Retire Early Online Course from $347 to only $99.


 Here’s the link www.RetireEarlyOnlineCourse.com

Here’s what the course offers:

  • Get to know your own DIAL in a simple, step-by-step approach (Debt, Income Assets, Lifestyle)
  • Over four hours of video content where I walk you through the process of knowing whether you can retire early now or if you still have some work to do (and what that work is).
  • A copy of my “Retire Early What are you waiting for?” workbook that is in a fillable PDF format.
  • A review of Health Insurance options with regards to retiring early.
  • A review of Mobile, Expat and Simplified lifestyles discussion and much more.

At the end of the course, you’ll be much better informed on your overall financial picture. You’ll be much more prepared for the lifestyle you plan on living in retirement and know if and when you can retire.

As an added bonus, I’m throwing in a 45-minute consultation by phone or Zoom video chat. During the call, we’ll discuss what’s on your mind. It can be your DIAL and retirement plan, or you might have questions on your 401k, brokerage accounts or income planning. It’s your 45-minutes to ask away.

You get the online course and a 45-minute consultation all for just $99.

Take a moment to let that sink in. 24 years of experience, condensed into a step-by-step course, including a 45 minute consult – all for less than half the price of one single hour of my normal consult rate. Some folks are even mad at me for offering it this low, but I’m determined to help as many folks get traction NOW as I can, instead of folks staying stuck in that “fixing to get ready” mindset which says “I’ll get that squared away later.” Of course later always comes but we rarely follow through.

Second – My “Ask Eric” hourly consulting fee is down almost half price to $99 for a limited time.

 Here’s the link www.AskEricGaddy.com

After this offer ends, the rate is going to a normal price of $199/hr. 

If you’ve ever paid a financial advisor by the hour, the rates tend to be between $200-$400 an hour.

You can buy an hour to discuss your retiring early plan or ask any financial related questions. You can buy four hours at this low rate, use an hour now and use the other hours later in the year. I do have one of my investment licenses active and can give you specific advice, however, I do not sell any financial products and this service is advice only. My only goal is to help you succeed.

This double-offer promotion is a limited time and it will not last long – it will be going away soon.